A.P. MAHESH CO-0P. URBAN BANK RECRUITMENT

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ANDHRA BANK PROBATIONARY OFFICERS & CLERKS RECRUITMENT

Andhra Bank
Recruitment Section
Human Resources Department
Head Office : Hyderabad

Andhra Bank a leading Public Sector Bank invites applications from Indian citizens for the following posts.
Candidates are requested to apply on�line through Bank�s website www.andhrabank.in No other means /mode of application will be accepted.

Opening date for Online Registration	25.01.2011
Last Date For Online Registration	22.02.2011

Date of written test for Probationary Officers	Date of written test for Clerks
08.05.2011	15.05.2011

1.Posts :

Post Code	Name of the Post	Grade	No. of Vacancies	Age as on 31.12.2010
				Min	Max
1	Probationary Officers	JMGS-I	450	21 yrs	30 yrs
2	Clerks		1000	18 yrs	28 yrs

1.1 Pay scale, allowances and perquisites:

Grade/Cadre	Pay Scale	Approximate total monthly emoluments inclusive of Basic, DA,CCA,HRA etc., at the start of the scale at metropolitan centres
Officers in JMGS I	`14500 � ` 25700	`.22,971
Clerks	`.7200 � ` 19300	`.11,471

Officers are also eligible for other benefits like furniture, Leased Accommodation in lieu of HRA, Medical Aid, and Reimbursement of hospitalisation expenses, LFC etc

1.2 Reservation in posts

Post Code	Name of the Post	Grade	No .of Posts	Reservation particulars
				SC	ST	OBC	UR	PWD OH VI
1	Probationary Officer	JMGS-I	450	67	33	121	229	7 11

* The Backlog vacancies to be treated as a distinct entity
1.3 State-wise vacancies for clerical posts with Reservation

Sl. No	Name of the State	No of vacancies	Percentage of Reservation
			UR	SC	ST	OBC
1	ANDHRA PRADESH	600	300	96	42	162
2	ASSAM	6	3	-	1	2
3	BIHAR	17	9	3	-	5
4	CHATISGARH	12	7	1	4	-
5	CHANDIGARH	2	1	-	-	1
6	DELHI	35	18	4	3	10
7	GOA	3	1	-	1	1
8	GUJARAT	10	5	1	1	3
9	HARYANA	20	10	5	-	5
10	JHARKHAND	7	4	1	1	1
11	JAMMU & KASHMIR	1	1	-	-	-
12	KARNATAKA	60	30	10	4	16
13	KERALA	15	8	1	1	5
14	MAHARASHTRA	35	18	2	6	9
15	MEGHALAYA	2	2	-	-	-
16	MADHYA PRADESH	13	2	2	2	7
17	ORISSA	100	50	12	23	15
18	PUNJAB	15	9	3	-	3
19	RAJASTHAN	7	4	1	1	1
20	TAMILNADU	10	7	1	-	2
21	UTTARANCHAL	2	2	-	-	-
22	UTTAR PRADESH	14	9	2	-	3
23	WEST BENGAL	10	6	1	1	2
24	TRIPURA	2	2	-	-	-
25	HIMACHAL PRADESH	2	2	-	-	-
	TOTAL	1000	510	146	91	253

1.4 RESERVATIONS FOR EX-SM AND PWD for Clerical Posts.

Ex- servicemen	O C	V I	HI
145	10	14	11

The number of vacancies as also the number of reserved vacancies is provisional and may vary according to actual requirements of the Bank
The recruitment of clerks will be state-wise / union territory-wise as indicated above. A candidate can apply for a vacancy in only one state / union territory and should be willing to be initially posted at any place in that state / Union Territory and serve for a minimum period of 5 years in that state/Union Territory. The candidate will have to appear for the written test from an examination centre specified for that particular state / Union Territory only, and the examination call letter will be issued accordingly. No change in the state / union territory applied for & or examination centre will be permitted after submission of the application form. It is imperative that the candidate should know to Read, Write & Speak the Language of the State/Territory for which she/he chooses to apply.
However, it may please be noted by the prospective candidates applying for clerical vacancies in Andhra Pradesh State that most of the vacancies identified by the bank are under the branches/offices falling in the following Districts.

1. Karimnagar
2. Nizamabad
3. Warangal
4. Mahaboobnagar
5. Adilabad
6. Medak

The allocations would be comparatively less in the rest of the districts. The reservation for Persons with disabilities and Ex - servicemen is on horizontal basis. The selected candidates will be placed in the appropriate category (viz., SC, ST, OBC, General etc.) to which they belong. Bank reserves the right to fill up the posts to the extent of requirement. ABBREVIATIONS & DEFINITIONS:

1. Category of Persons:-

GEN (UR)-General (Unreserved)
SC � Scheduled Caste
ST � Scheduled Tribe
OBC � Other Backward Classes
EXSM � Ex-Servicemen
PWD � Persons with Disabilities (Physically challenged persons) are:-
OC � Orthopaedically challenged
HI - Hearing Impaired
VI � Visually Impaired (Blind/Partially Blind/Low Vision)

1. An orthopaedically Challenged (OC) person is one suffering from Locomotor Disability or Cerebral Palsy.

Locomotor Disability: �Locomotor Disability� means disability of the bones, joints or muscles leading to substantial restriction of the movement of the limbs or any form of cerebral palsy. Cerebral Palsy: �Cerebral Palsy� means a group of non progressive conditions of a person characterized by abnormal motor control posture resulting from brain insult or injuries occurring in the prenatal, perinatal or infant period of development.

1. Visually Impaired (VI): The Visually Impaired persons are those with following disability.

Blindness or Low Vision.
Blindness refers to a person who suffers from either of the following conditions:

1. Total absence of sight,
2. Visual acuity not exceeding 6/60 or 20/200 (Snellen) in the better eye with correcting lenses, Limitation of the field of vision subtending an angle of 20 degree or worse and so certified by a Medical Board appointed by the State Government.

�Person with Low Vision� means one with impairment of visual functioning even after treatment of standard refractive correction but who uses or is
potentially capable of using vision for the planning or execution of a task with appropriate assisting device.
iv Deaf & Hearing Impaired (HI): the deaf are those persons in whom the sense of hearing is non-functional for ordinary purposes of life i.e. total loss of hearing in both hears. They do not understand sounds at all even with amplified speech. �Hearing Impairment� means loss of sixty decibels or more in the better ear in the conversational range of frequencies. In case of non-availability of reserved candidates in PWD category, Bank reserves its right to inter�change these sub-categories as per Government Directives. It is clarified that it may not be possible to employ Persons With Disabilities in all Offices/Branches of the Bank and they will have to work in the post identified by the Bank as suitable for them. Candidates belonging to reserved category including Persons With Disabilities, for which no reservation has been announced, are free to apply for vacancies announced for general category without availing relaxations in any manner. Whenever written examination is held, the blind candidates and candidates whose writing speed is affected by cerebral palsy can use own scribe at their cost during the written examination. In all such cases where a scribe is used, the following rules will apply:

1. The candidate will have to arrange his/her own scribe at his/her own cost.
2. The academic qualification of the scribe should be one grade lower than the stipulated eligibility criteria
3. The scribe should possess marks less than the candidate but in no case more than 60% in his own academic stream.
4. Both the candidate and the scribe will have to give a suitable undertaking, confirming that the scribe fulfils all the stipulated eligibility criteria for a scribe as mentioned above. Further, in case it later transpires that he did not fulfill any of the laid down eligibility criteria or suppressed material facts, the candidature of the applicant would stand cancelled, irrespective of the result of the written test.
5. Such candidates who use a scribe shall be eligible for extra time of 20 minutes for every hour of the examination.  

ELIGIBILITY CRITERIA:

2.1 Nationality / Citizenship

A candidate must be either (i) a citizen of India or (ii) a subject of Nepal or (iii) a subject of Bhutan or (iv) a Tibetan Refugee who came over to India before 1st Jan. 1962 with the intention of permanently settling in India or (v) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India, provided that a candidate belonging to categories (ii), (iii), (iv) & (v) above shall be a person in whose favor a certificate of eligibility has been issued by the Govt. of India. A candidate in whose case a certificate of eligibility is necessary may be admitted to the examination/interview conducted by the Bank but on final selection the offer of appointment may be given only after the necessary eligibility certificate has been issued to him by the Govt. of India.

2.2 Applications from serving employees :

Interested and eligible employees of Andhra Bank may apply online and send their application through proper channel. Such candidates, if selected shall resign from their present position in the Bank and rejoin the service afresh.

 Educational qualifications and Post-qualification Work Experience
Note:

1. The Educational qualifications prescribed for the post are the minimum. Candidates must possess the requisite qualifications as on 31.12.2010.
2. In addition to the educational qualification prescribed, candidate should have studied Computer Science as one of the subjects in school level or should possess a certificate of proficiency in MS word/MS Office from a recognized institute.
3. Educational qualifications & Experience:

Post with Grade/cadre	Educational qualifications
Probationary Officers JMGS-I	Graduation in any discipline with I class with 60% marks OR equivalent CGPA from any University recognized by UGC or equivalent qualification recognized as such by the Government of India
CLERKS	Graduation in any discipline from any recognized University or 10 + 2 Examination or equivalent with First Class with 60% marks. Candidate should know to Read, Write & Speak the Official Language of the State/UT for which she/he chooses to apply.

1. RELAXATION IN EDUCATIONAL QUALIFICATIONS:

FOR THE POST OF PROBATIONARY OFFICERS:
In the case of candidates belonging to SC/ST/PWD relaxations in Educational qualifications to the extent of 5% is permitted.
FOR THE POST OF CLERKS:
In the case of candidates belonging to SC/ST/PWD/EXSM relaxations in Educational qualifications to the extent of 5% is permitted.
3.3 Relaxation in Upper Age limit for Officers :

S.No	Category	Age relaxation
1	SC/ST category	5 years
2	OBC (Below Creamy layer) category	3 years
3	In the case of Ex- service commissioned Officers, including ECOs/ SSCOs, who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within the next one year from the last date for receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or on account of physical disability attributable to military service or on invalidment.	5 years
4	Persons domiciled in Kashmir Division in J&K State during the period from 01.01.1980 to 31.12.1989	5 years
5	Persons With Disability	10 years
6	The children/Family members of those who died in the 1984 riots	5 years

Relaxation in Upper Age limit for Clerks :

S.No	Category	Age relaxation
1	SC/ST category	5 years
2	OBC (Below Creamy layer) category	3 years
3	Ex- Service men (in addition to the actual period of service rendered in Defence Forces) **	3 years (maximum permissible age limit 50 years)
4	Persons domiciled in Kashmir Division in J&K State during the period from 01.01.1980 to 31.12.1989	5 years
5	Persons With Disability	10 years
6	The children/Family members of those who died in the 1984 riots	5 years
7	Widows divorced or separated Judicially and not remarried women subject to max. age limit of 35 years for General ,38 years for OBC & 40 years for SC/ST candidates	9 years

** Definition

1. Ex-Servicemen : Only those candidates shall be treated as Ex-servicemen who fulfill the revised definition as laid down in Government of India, Ministry of Home Affairs, Department of Personnel and Administrative Reforms Notification No. 36034/5/85/Estt(SCT) dated 27th October 1986 as amended from time to time.
2. Disabled Ex-Servicemen (DISXS) : Ex-Servicemen who while serving in Armed Forces of the Union were disabled in operation against the enemy or in disturbed areas shall be treated as DISXS.
3. Dependents of Servicemen killed in Action (DXS) : Servicemen killed in the following operations would be deemed to have been killed in action attributable to Military Service� (i) war, (ii) war like operations or border skirmishes either with Pakistan on cease fire line or any other country, (iii)Fighting against armed hostilities in a counter insurgency environment viz. Nagaland, Mizoram,etc. (iv) Serving with peace keeping mission abroad (v) Laying or clearance of mines including enemy mines as also mine sweeping operation between one month before and three months after conclusion of an operation, (vi) Frost bite during actual operations or during the period specified by the Government (vii) Dealing with agitating Para military forces personnel, (viii) IPKF personnel killed during the operations in Sri Lanka

Note:

1. An ex-serviceman who has once joined a government job on the civil side after availing of the benefits given to him as an ex-serviceman for his re-employment, his ex-serviceman status for the purpose of re-employment in Government ceases.
2. The relaxation in upper age limit is allowed on cumulative basis (in addition to the category which they belong) as per Govt. guidelines.
3. All persons eligible for age relaxation under 3.3 (4) above must produce the domicile certificate at the time of interview from the District Magistrate in the Kashmir Division within whose jurisdiction he/she had ordinarily resided or any other authority designated in this regard by Govt. of J & K to the effect that the candidate had ordinarily been domiciled in the Kashmir Division of the State of J & K during 1stJan.1980 to the 31st day of December 1989. 

 SELECTION PROCEDURE

Post Code	Name of the Post	Grade	Selection Procedure
1	Probationary Officers	JMGS-I	Written Test + Interview
2	Clerks		Written Test + Interview

4.1 Written Test : ( Objective Type )

PROBATIONARY OFFICERS JMGS I
S.No.	Test	No. of questions	Maximum Marks	Maximum Time Limit
1	Test of General Awareness	50	25	135 minutes
2	English Language	50	25
3	Quantitative Aptitude	50	50
4	Test of Reasoning	75	100
	Total	225	200
5	Descriptive Paper (5 questions with internal options)	100 marks	Only qualifying	60 minutes

CLERKS
S.No.	Test	No. of questions	Maximum Marks	Maximum Time Limit
1	Test of Clerical Aptitude	50	40	95 minutes
2	English Language	50	Only qualifying
3	Test of Numerical Ability	50	80
4	Test of Reasoning	50	80
	Total	200	200
5	Descriptive Paper	100 marks	Only qualifying	60 minutes

The candidates have the option to answer the objective test in Hindi or English except the Test on English Language, which has to be answered in English only.
Note: The candidates shall be required to qualify in each objective type test as per cut-off marks determined on the basis of performance in each test subject to a minimum of 40% marks (35% in case of SC/ST/PWD candidates) in aggregate. Wrong answers given in the objective test will result in negative marks.


4.2 Descriptive Test :

The candidates appearing for the exam of Probationary Officer Post have the option to answer Descriptive Paper in Hindi or English.
The candidates appearing for the exam of Clerk post have the option to answer Descriptive Paper in Hindi or English or Official Language of the State.
The Descriptive Test for the Post of Probationary Officers and Clerks is only of qualifying nature and the marks obtained there in shall not be reckoned for preparing the merit list.

4.3 For the post of Probationary Officers and Clerks the final Selection will be made on the basis of Marks obtained in Written Test and Interview.

Accordingly list of selected candidates will be drawn in order of merit.
Candidate has to secure minimum marks of 40% (35% in case of SC/ST/PWD) in the interview to be eligible for selection to any of the posts
Pre-Examination Training (For recruitment of Probationary Officers & Clerks only) It is proposed to impart free Pre-Examination Training to a limited number of candidates belonging to Scheduled Castes/Scheduled Tribes /Minority communities at some examination centres at the discretion of the Bank. An eligible candidate who wishes to avail Pre-examination Training should invariably fill in the relevant column in the application format. All expenses regarding traveling, boarding, lodging, etc. will be borne by the candidate for attending the Pre-examination Training programme at the concerned Training Centre. The Bank has the discretion to add or delete the pre examination training centres indicated below.

FOR RECRUITMENT OF PROBATIONARY OFFICERS

1) DELHI
2) MUMBAI
3) KOLKATA
4) CHENNAI
5) HYDERABAD

FOR RECRUITMENT OF CLERKS

1) DELHI
2) HYDERABAD
3) VIJAYAWADA
4) TIRUPATHI
5).BHOPAL
6).BHUBANESWAR
7).AHMEDABAD
8). BANGALORE
WRITTEN TEST CENTRES

1. FOR RECRUITMENT OF PROBATIONARY OFFICERS

The written test will be held at the following centres and the address of the venue will be advised in the call letters:

Centre Code	Centre	Contact address
21	NEW DELHI	The General Manager, Andhra Bank, Zonal Office, Signature Towers, Ground Floor, South City-1, NH-8, Gurgaon-122001,Haryana State- Telephone No.:0124-2581938, Fax 0124- 2581935
22	KOLKATA	Dy.General Manager, Andhra Bank, Zonal Office 4-2, Karaya Road, 2nd Floor, Behind 67 Theatre Road, KOLKATA-700017 ;Ph:033-22810608; fax: 033-22891954
23	MUMBAI	General Manager, Andhra Bank, ZONAL Office, AML Centre-2, 8 Mahal Industrial Estate, Mahankali Caves Road, Andheri(East), Mumbai-400093 ;Ph:022-26876181 ;fax:022-26876194
24	CHENNAI	General Manager, Andhra Bank, Zonal Office, 168, Linghichetty Street, CHENNAI-600 001 Ph:044-25332958 ; fax:044-25332955
25	HYDERABAD	General Manager, Andhra Bank, Zonal Office, Sultan Bazaar, Koti, Hyderabad-500195; Ph:040-23468632/23468584; fax:040-23468607
26	BENGALURU	General Manager, Andhra Bank Zonal Office,1st Floor, Zenith Chambers, 4/1, Anjaneya Swamy Temple Street, Off Hosur Road, Bengaluru � 560 027.; Ph:080-22959632; fax:080-22959614
27	BHUBANESWAR	Dy.General Manager, Zonal Office Andhra Bank, Opp Rajadhani College, Baramunda housing board Colony, BHUBANESWAR-751003; Ph: 0674-2537907 Fax-0674-2537901
28	VISHAKAPATNAM	Dy.General Manager, Andhra Bank, Zonal Office, Andhra Bank Building Complex, Seethammadhara, VISAKHAPATNAM (A.P.) -530013 Ph:0891-2552422 Fax-0891-2551462
29	VIJAYAWADA	Dy.General Manager, Andhra Bank, Zonal Office, R..R.Apparao Street, VIJAYAWADA(A.P.)-520001;Ph:0866-2560402/2562181,Fax-0866-2560401

FOR RECRUITMENT OF CLERKS

Centre Code	Centre	Contact address
051	CHENNAI (Tamilnadu)	General Manager, Andhra Bank, Zonal Office, 168, Linghichetty Street, CHENNAI-600 001 Ph:044-25332958 ; fax:044-25332955
52	MUMBAI (Maharashtra)	General Manager, Andhra Bank, ZONAL Office, AML Centre-2, 8 Mahal Industrial Estate, Mahankali Caves Road,Andheri(East), Mumbai-400093 ;Ph:022-26876181 ;fax:022-26876194`
053	BHOPAL (M.P. & Chattisgarh)	The Branch Manager, Andhra Bank,No.36, Bhadbhada Road, TT Nagar, Bhopal-462063 Tel.No:0755-2554001 Fax 0755-2760335
054	PANAJI (Goa)	The Branch Manager, Andhra Bank, Gouri Nivas. Dr. Atmaram Barker Road. Panjim, Goa -403 001, Tel.No.0832-2223513,2222476, 2432461(Fax)
055	AHMEDABAD (Gujarat	The Asst. General Manager, Andhra Bank, Ahmedabad branch,41, Kaycrest, Parimal Society,Ellis Bridge, CG.Road, Ahmedabad-380006, Tel.No.079-26460945,26460947(fax)
056	BHUBANESWAR (Orissa)	Dy.General Manager, Zonal Office, Andhra Bank, Opp Radjadhani College, Baramunda housing board Colony, BHUBANESWAR-751003;Ph: 0674-2537907 Fax-0674-2537901
057	BANGALORE (Karnataka) (Kerala)	Dy.General Manager, Andhra Bank Zonal Office,1st Floor, Zenith Chambers, 4/1, Anjaneya Swamy Temple Street, Off Hosur Road, Bangalore � 560 027.;Ph:080-22959632; fax:080-22959614
058	KOLKATA (West Bengal)	Dy.General Manager, Zonal Office, 4-2, Karaya Road, 2nd floor, Behind 67 Theatre Road, Kolkata � 700 017 Ph: 033-22836809; Fax: 033-22891954
059	RANCHI (Bihar, Jharkhand)	The Branch Manager, Andhra Bank, Laljee Hirjee Road, Upper Supermarket Road, RANCHI Ph: 0651-2202663
060	DELHI (U.P, Delhi)	General Manager, Andhra Bank, Zonal Office, Signature Towers, Ground Floor, South City-I, NH-8 Gurgaon � 122 001. Ph : 0124-2581938,2581935 (Fax)
061	GUWAHATI (Assam, Meghalaya & Tripura)	The Branch Manager, Andhra Bank, Near Stock Exchange, A T Road, Opp Police Reserve, GUWAHATI � 781 001, Kamrup District (ASSAM) Tel: 0361-2547909/2540842
062	CHANDIGARH (Chandigarh, Punjab, Haryana, Uttaranchal Himachal Pradesh and Jammu & Kashmir)	Assistant General Manager, Andhra Bank, Zonal Office, S.C.O. 201-202, ,Sector-17-C, CHANDIGARH- 160017 Tel No: 0172-2722030 Fax2721704
063	HYDERABAD (AP)	General Manager, Andhra Bank, Zonal Office, Sultan Bazar, Koti, Hyderabad-500195; Ph:040-23468632; fax:040-23468607
064	VISHAKAPATNAM (AP)	Dy. General Manager, Andhra Bank, Zonal Office, Seethammadhara, Plot.No.2 P&T colony, VISAKHAPATNAM(A.P.) -530013; Ph:0891-2552422 Fax-0891-2551462
065	VIJAYAWADA (AP)	Dy. General Manager, Andhra Bank, Zonal Office, R.R.Apparao Street, VIJAYAWADA(A.P.)-52001,Ph:0866-2560402/2562181Fax-0866-2560400
066	Warangal (AP)	Dy.General Manager, Andhra Bank, Zonal Office, Door No.4-7-152, NRR Bhavan Complex, Hanamkonda, Warangal � 506 001 Ph: 0870-2578006: Fax 0870-25877812
067	KARIMNAGAR (AP)	Dy.General Manager, Andhra Bank, Zonal Office,Opp. Lane to Collector Office complex, Mukarampura, Karimnagar(A.P.) � 505001. Tel.No. 0878-2235477/2262211 (fax)
068	Nizamabad (AP)	General Manager, Andhra Bank, Zonal Office, JB Towers, Pragati Nagar, Hyderabad Road, Nizamabad � PIN 503 001 Ph: 08462-243371/243370
069	KURNOOL (AP)	Dy.General Manager, Andhra Bank, Zonal Office, 40-301, 1st Floor, Bellari Road, Kurnool (A.P.) � 518 004, Tel.No. 08518-220516/220017 Fax-08518-249493
070	JAIPUR (Rajasthan)	Chief Manager, Andhra Bank, G1, G2, G3, Brijanukampa, K13, Ashok Marg, C Scheme, Jaipur-302 001, Rajasthan Ph: 0141-2364094/2369606
071	TIRUPATHI (AP)	Dy.General Manager, Andhra Bank, I Floor, Andhra Bank Bldg., S.V.University Campus, Tirupathi, Chittoor District � 517 502, Andhra Pradesh Ph: 0877-2247905/2247909 Fax: 0877-2242834

Request for change of Centre of Examination shall NOT be entertained. Bank reserves the right to cancel any of the centers and/or add some other centers, depending upon the response, administrative feasibility, etc. Bank also reserves the right to allot the candidate to any of the centers other than the one he/she has opted for.

APPLICATION FEE & POSTAGE CHARGES (NON-REFUNDABLE)

Post	Category	Application Fees	Postal Charges	Total
Probationary Officer	General & OBC candidates	Rs.325.00	Rs.75.00	Rs.400.00
	SC/ST/PWD	----	Rs.75.00	Rs.75.00
Probationary Clerks	General & OBC candidates	Rs.175.00	Rs.75.00	Rs.250.00
	SC/ST/PWD/EXSM candidates	------	Rs.75.00	Rs.75.00

The procedure for payment of fee is mentioned below;

1. Directly crediting the amount in any Andhra Bank Branch:

• Take print-out of the appropriate Payment Challan for the post you wish to apply for from website
• Fill the particulars viz, Name, Andhra Bank Branch Name, City, Amount, Post Applied for in legible handwriting in BLOCK LETTERS
• Submit the Fee Payment Challan & amount in any Andhra Bank Branch
• Collect the candidate's copy of Fee Payment Challan from the Branch. Please check that challan is properly signed & the details of SOL ID, Transaction ID., Branch Name & Transaction Date are noted in the challan by the Branch Authorities.
• Log onto the bank website for applying online.

1. Paying the amount through NEFT in any other Bank where Andhra Bank branches are not available:

1. Fill the NEFT challan as required by the bank with Beneficiary details as follows:
   1. Name of the Account : Andhra Bank Recruitment Project � 2011
   2. Account Number : 117911100000593
   3. Payee Bank : Andhra Bank,
   4. IFSC Code : ANDB0001179
2. Make payment of the requisite fee
3. Collect NEFT Payment Receipt. Please check that receipt is properly signed & the details of NEFT UTR No., IFSC Code of the Sending Branch, Name of the Sending Bank, City, Deposit Date, Amount etc are noted in the challan by the Branch Authorities.
4. Log on to bank website for applying online.

Even if the last date of registration changes due to technical reasons, the valid dates for payment of application fee / postal charges will not be changed. Payment of fee by Demand Draft / Cheque / Money Orders / Postal Orders etc will not be accepted.
NOTE: Candidates can apply for more than one post. They must however, are required to pay the separate application fee and apply separately for each post


GENERAL INSTRUCTIONS 
a) Educational Qualifications: The qualifications prescribed for the post are the minimum. Candidates must possess the qualifications as on 31.12.2010

b)Probation Period & Service Bond
The candidates selected as Probationary Officers will be required to execute a Service Bond undertaking to serve the Bank for a minimum period of 5 years or to pay the Bank a sum of Rs.75000/-
All Officers recruited to JMGS-I will be on probation for a period of TWO years

c) As the applications are to be processed by a computerized system, it is essential that the application is strictly in accordance with the prescribed format and properly and completely filled in.

d) Before applying for the post, the candidate should ensure that he/she fulfils the eligibility and other norms mentioned in this advertisement. Decision of Bank in all matters regarding eligibility of the candidate, the stages at which such scrutiny of eligibility is to be undertaken, the documents to be produced for the purpose of the conduct of examination, interview, selection and any other matter relating to recruitment will be final and binding on the candidate. The Bank in this behalf shall entertain no correspondence or personal enquiries. In case it is detected at any stage of recruitment that a candidate does not fulfill the eligibility norms and/or that he/she has furnished any incorrect/false information or has suppressed any material fact(s), his/her candidature will stand cancelled. If any of these shortcomings are detected even after appointment, his/her services are liable to be terminated.

CERTIFICATES TO BE SUBMITTED AT THE TIME OF INTERVIEW:

e) Candidates must submit the following certificates in original along with one set of attested copies at the time of appearing for interview, failing which his/her candidature will be cancelled.

i) Certificates in support of educational qualification ,experience, date of birth/ caste/ and disability if any.
(ii) SC/ST/OBC Caste Certificate/Certificate of disability issued by the Competent Authority.
(iii) Candidates belonging to and applying for a post under the Reserved OBC category are required to submit a Certificate regarding his/her � Community� in the prescribed format. The Certificate should contain the �NON CREAMY LAYER� Clause, based on the income for the financial year ending 31-03-2010 or later. But the candidates coming in the "CREAMY LAYER" are not entitled to OBC reservation. They should indicate their category as �Gen� or �Gen Physically challenged� as applicable. OBC certificate should not be more than one year old as on the date of application.
(iv) �Persons With Disabilities� claiming the benefit of reservations/age relaxation should submit a copy of Medical Certificate as specified in The Persons With
Disabilities (Equal Opportunities, Protection of Rights & Full Participation) Act of 1995 in support of their disability.

f) A recent, recognizable passport size photograph should be firmly pasted on the application and should be signed across by the candidate.

g)Five copies of the same photograph should be retained for use at the time of written examination and interview. Candidates are advised not to change their appearance till the recruitment process is complete. Failure to produce the same photograph at the time of written test/ interview may lead to disqualification.
h) The candidates will have to appear for written test at their own expenses. However, eligible (Unemployed) outstation SC/ST & Physically Challenged candidates attending the interview will be reimbursed to & fro Second Class Rail/Bus fare by the shortest route on production of evidence of travel. Fare will not be reimbursed to candidates belonging to other categories appearing for interview.

i) Candidates applying for officer posts should be willing to serve anywhere in India

j) Candidates applying for Clerk post should be willing to serve in any of the branches in the State for which he/she has applied. However all the clerical employees are governed by the Service conditions applicable to them and the Bank reserves the right to transfer the candidates to any of its branches/offices on administrative exigencies.

k) Candidates serving in Government/Public sector undertaking (including banks) should send their applications through proper channel and produce �No Objection Certificate� from their employer at the time of interview, in the absence of which their candidature will not be considered.

l) Any request for change of address will not be entertained.

m) Any resultant dispute arising out of this advertisement shall be subject to the sole jurisdiction of the Courts situated in Hyderabad only.

n) The Bank takes no responsibility to connect any certificate/ remittance sent separately.
o) In case any dispute arises on account of interpretation in version other than English, English version will prevail.

p) No candidate is permitted to use calculator, telephones of any kind, pagers or any other such instruments at the written examination centre.

q) The candidates will appear for the written examination at the allotted centres at their expenses.

r) The Bank may at its discretion hold re-examination wherever necessary in respect of a centre/venue/specific candidate(s)

s) Appointment of selected candidates is subject to his/her being declared medically fit as per the requirement of the Bank. Such appointment will also be subject to the Service & Conduct Rules of the Bank.
t) The Bank reserves the right to modify/reverse/cancel any or all of the provisions in the process

u) Publication of this advertisement in full or part by any Agency without Bank�s specific permission will be considered as an offence and will be liable for legal action.

v) Action against candidates found guilty of misconduct :
Candidates are advised in their own interest that they should not furnish any particulars that are false, tampered, fabricated or should not suppress any material information while filling up the application form.
At the time of Written Examination/Interview, if a candidate is (or has been) found guilty of:

1. using unfair means during the examination or
2. Impersonating or procuring impersonation by any person or
3. Misbehaving in the examination hall or taking away the question booklet/answer sheet from the examination hall or
4. Resorting to any irregular or improper means in connection with his/her candidature by selection or

w) Obtaining support for his/her candidature by any means, such a candidate may in addition to rendering himself/herself liable to criminal prosecution, be liable :
a) to be disqualified from the examination for which he/she is a candidate
b) to be debarred, either permanently or for a specified period, from any examination or recruitment conducted by Bank.
x) The Bank would be analysing the responses of a candidate with other appeared candidates to detect patterns of similarity. If as per the laid down procedure it is suspected that the responses have been shared and the scores obtained are not genuine/valid, the Bank reserves the right to cancel his/her candidature.
 
HOW TO APPLY

1. Candidates are required to have a valid personal e-mail ID. It should be kept active for the duration of this recruitment project. Bank may send call letters for written test, interview etc., through the registered e-mail ID. In case a candidate does not have a valid personal e-mail ID, he/she should create his/.her new e-mail ID before applying on-line. Third party e-mail IDs are not permitted.
2. Candidates are required to apply On-line through Bank�s website www.andhrabank.in only. No other means/mode of application will be accepted.
3. Application link on our website will be opened from 25.01.2011 to 22.02.2011 both days inclusive.

1. Candidates should keep the particulars of their application fee paid details, Educational Qualifications, work experience details and other personal details ready before applying, as these details are required to be entered in the online application.

PAYMENT OF APPLICATION FEE:

The application fee / postal charges can be paid by;

1] Directly crediting the amount in any Andhra Bank Branch
Candidate must download �Fee Payment Challan� from our website www.andhrabank.in Fill in the Fee payment Challan in a clear and legible handwriting in BLOCK LETTERS, Thereafter go to any Andhra Bank branch and pay in cash the appropriate application fee in the designated CBS account as given in the fee payment challan.
Obtain the candidate�s copy of counterfoil of the application fee payment challan duly receipted by the Bank under �cash received stamp� and signature with (a) Branch Name & Branch Code Number (b) Transaction ID (c) date of deposit & amount duly signed by the branch official.
OR

2] Paying the amount through NEFT in any other Bank.
Wherever Andhra Bank Branches are not available, the amount of fee can be remitted through NEFT in any bank. Obtain counterfoil/challan/fee payment advice.

TO APPLY ONLINE

1. candidate is now ready to apply on-line by visiting the Bank�s website www.andhrabank.in .
2. candidates should carefully fill in the details from the Fee Payment Challan/ neft Receipt in the On-Line application at the appropriate places. Candidates are advised to verify every particular given in the On-line application. The name of the candidate or his/her father/husband etc should be spelt correctly in the application as it appears in the certificates/mark sheets. Any change/alteration found may disqualify the candidature.
3. Make a note of the allotted system generated application registration number and password.
4. Information filled in on On-Line application will be final. No further changes will be allowed except to the extent mentioned in clause 12.
5. After applying on-line, the candidate should take a print out of the system generated on-line application. They should not send this print out to the Bank.
6. Affix your photograph at the appropriate place on the first page of the application printout and keep ready with the one set of prescribed documents to be brought along and submitted only when invited for the personal interview. Ensure to also bring along the Original documents for verification when invited for the personal interview.
7. Candidates are advised in their own interest to apply On-Line much before the closing date and not to wait till the last date to avoid the possibility of disconnection/inability/failure to log on the Bank�s website on account of heavy load on internet/website jam.
8. Please note that even if the date for On line registration is extended, the dates for payment of application fee will remain unchanged i.e. 25.01.2011 to 22.02.2011
9. The Bank does not assume any responsibility for the candidates not being able to submit their application within the last date on account of the aforesaid reasons or for any other reason beyond the control of the Bank.
10. Applications once registered On line will not be allowed to be withdrawn and/or the application fee, postage charges once paid will not be refunded nor be held in reserve for any other examination.
11. Candidate should preserve the original counter foil of the fee payment challan /NEFT fee payment counterfoil/challan/advice and submit the same along with the Call Letter at the time of written test. Without original counterfoil of fee payment challan/ NEFT Receipt and the call letter for written test, the candidates will not be allowed to appear in the written test.
12. There is a provision to modify the submitted online application. Candidates are requested to make use of this facility to correct the details in online application, if any. This Modification facility shall be available after 2 days of registration and up to 24.02.2011. After the last date, no modification will be permitted.

8. LAST DATE FOR REGISTRATION OF APPLICATIONS

Application registration on or website will open from 25.01.2011 and the last date for registering applications On-Line is 22.02.2011

10. CALL LETTERS FOR THE WRITTEN EXAMINATION

The dates of the written examination are TENTATIVELY FIXED as follows:
Post : Probationary Officers : 08.05.2011
Clerks : 15.05.2011

However the dates will be intimated in the Call Letter along with the Centre/Venue for the examination, well in advance of the date of written examination.
All eligible candidates will receive call letters by post at the correspondence address given by the candidate in their application form. Eligible candidates who do not receive the written test call letter may download the duplicate call letter from our bank�s website www.andhrabank.in by entering his/her details between the following dates. For the post of Probationary Officer Candidates can download their call letters from 03.05.2011 to 07.05.2011 from the Bank�s website
For the post of Clerk Candidates can download their call letters from 10.05.2011 to 14.05.2011 from the Bank�s website In case of any difficulty, candidate should contact the Bank�s office at the respective centre�s address

between 03.05.2011 and 07.05.2011 for the post of Probationary Officer
between 10.05.2011 and 14.05.2011 for the post of Clerk

Candidates are advised to keep track of the status of their candidature by visiting the Bank�s website from time to time instead of waiting for any postal communication and not to make telephonic or e-mail enquiries. As such personal and/or telephonic and/or e-mail or postal enquiries will not be entertained/ responded to.

This advertisement is also available on Bank�s website www.andhrabank.in.

FOR COPIES CONTACT 9849200706

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DECCAN GRAMEENA BANK RECRUITMENT

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SBI CLERKS EXAM PREPARATION STRATAGY

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SBI CLERKS EXAM

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MARKETING APTITUDE QUESTIONS FOR BANK & PSC EXAMINATIONS

1. The Indian Economy will grow as per the estimates given by the Asian Development Bank (ADB) at which of the following rates in 2008 ?
(A) 6.7%
(B) 7.5%
(C) 8.5%
(D) 8%
Ans (D)
2. Government has notified the hike in Foreign Direct Investment (FDI) limit for Public Sector Undertakings refineries. The new FDI limit is�
(A) 26%
(B) 49%
(C) 51%
(D) 75%
Ans: (B)
3. As per the report on State of Forest released on February 13, 2008, what is the percentage coverage of forest area in the total geographical area of the country ?(A) 22.20%
(B) 21.30%
(C) 20.60%
(D) 19.90%
Ans: (C)
4. 13th Finance Commission has been constituted under the Chairmanship of�
(A) Y. S. P. Thorat
(B) Vijai L. Kelkar
(C) T. S. Vijayan
(D) Laxmi Narayan
Ans: (C)
5. SEBI is a�
(A) Statutory body
(B) Advisory body
(C) Constitutional body
(D) Non-statutory body
Ans: (A)
6. 15th SAARC Summit is scheduled to be held in July-August 2008. The changed venue of the summit is�
(A) New Delhi
(B) Sri Lanka
(C) Maldives
(D) Bangladesh
Ans: (B)
7. When was the SAARC established ?(A) On December 8, 1984
(B) On January 1, 1984
(C) On December 8, 1985
(D) On January 1, 1985
Ans: (C)
8. What is the present number of member countries of European Economic Community ?
(A) 15
(B) 12
(C) 25
(D) 20
Ans: (B)
9. Which Committee recommended abolition of tax rebates under section 88 ?
(A) Chelliah Committee
(B) Kelkar Committee
(C) Shome Committee
(D) None of the above
Ans: (B)
10. Which of the following countries is not the members of European Union ?
(A) Switzerland
(B) Malta
(C) The Czeck Republic
(D) Poland
Ans: (A)
11. Pradhanmantri Bharat Jodo Pariyojna is related to�
(A) Communication
(B) Social Integration
(C) Linking of Rivers
(D) Development of Highways
Ans: (D)
12. �Sagarmala� is a name associated with�
(A) A drilling vessel
(B) A project of port development
(C) Oil well in Indian Ocean
(D) None of the above
Ans: (B)
13. Tarapore Committee submitted its report on �Full Convertibility on Rupee� in�
 (A) Current account
(B) Capital account
(C) Both in current as well as in capital account
(D) Special Drawing Rights (SDR)
Ans: (B)
14. The new President of FICCI (Federation of Indian Chambers of Commerce and Industry) is�
(A) K. C. Raina
(B) V. P. Shetty
(C) Rajiv Chandrashekhar
(D) Som Mittal
Ans: (C)
15. As per Revised Estimates for 2006-07 released by CSO, the growth rate for Indian economy has been estimated to be�
(A) 9.0%
(B) 9.2%
(C) 9.4%
(D) 9.6%
Ans: (D)
16. CENVAT is related to�
(A) Sales Tax
(B) Excise Duty
(C) Custom Duty
(D) Service Tax
Ans: (B)
17. Aam Admi Bima Yojana provides social security to�
(A) All labours in rural areas
(B) All landless labours living below poverty line in rural areas
(C) All labours in urban areas
(D) All labours in both rural as well as urban areas
Ans: (B)
18. According to 2001 census urbanrural population ratio is about�
(A) 35 : 65
(B) 32 : 68
(C) 28 : 72
(D) 25 : 75
Ans: (C)
19. As per the final estimates of Ministry of Agriculture, the rice production for 2006-07 is estimated at�
(A) 80.11 MT
(B) 90.0 MT
(C) 93.4 MT
(D) 101.60 MT
Ans: (C)
20. According to 2001 census the state having highest urban population is�
(A) U.P.
(B) Maharashtra
(C) Tamil Nadu
(D) Kerala
Ans: (B)
21. The growth rate of construction sector for the year 2006-07 has been estimated at the level�
(A) 9.2%
(B) 8.5%
(C) 11.0%
(D) 12.0%
Ans: (D)
22. International Finance Corporation (IFC) has decided to fund an Ultra Mega Power Project in Gujarat. This project belongs to�
(A) Reliance Group
(B) Tata Group
(C) Birla Group
(D) NTPC
Ans: (B)
23. Which states ranks first and last respectively in Education Development Index (EDI) prepared to track the progress of states towards providing universal elementary education ?
(A) Kerala and Orissa respectively
(B) Kerala and Bihar repectively
(C) Andhra Pradesh and Orissa respectively
(D) Karnataka and Bihar respectively
Ans: (B)
24. Targeted power capacity addition for 11th plan period is�
 (A) 41110 MW
(B) 66463 MW
(C) 68963 MW
(D) 86283 MW
Ans: (B)
25. During 2006-07 which sector has shown the highest growth rate ?
 (A) Service Sector
(B) Manufacturing Sector
(C) Transport and communication
(D) Agriculture Sector
Ans: (C)
26. The Ex-officio Secretary of NDC is�
(A) Secretary of Finance Ministry
(B) General Secretary of Lok Sabha
(C) Secretary of Planning Commission
(D) Vice Chairman of Planning Commission
Ans: (C)
27. 15th SAARC Summit was held in July�August 2008. The venue of the summit was�
(A) New Delhi
(B) Sri Lanka
(C) Maldives
(D) Bangladesh
Ans: (B)
28. In National Mineral Policy (1993) which mineral was allowed for having investment from private sector�
(A) Coal
(B) Iron
(C) Gold
(D) Platinum
Ans: (A)
29. The share of road transport in total transport of the country is�
 (A) 20%
(B) 40%
(C) 60%
(D) 80%
Ans: (D)
30. 11th National Conference on e-governance was held on 7�8 February, 2008 at�
(A) Gurgaon (Haryana)
(B) Chandigarh
(C) Mohali (Punjab)
(D) Panchkula (Haryana)
Ans: (D)
31. Which percentage of Central Taxes have been recommended by the 12th Finance Commission to be transferred to States ?
(A) 28.5%
(B) 29.5%
(C) 30.5%
(D) 31.5%
Ans: (C)
32. Which state possesses the maximum percentage of SC population ?
(A) U.P.
(B) M.P.
(C) Kerala
(D) Punjab
Ans: (D)
33. Government has decided to cover all districts of the country in National Rural Employment Guarantee Programme (NREGP)�
(A) Upto January 1, 2008
(B) Upto March 31, 2008
(C) w.e.f April 1, 2008
(D) w.e.f. April 1, 2009
Ans: (B)
34. What is �NIKKEI� ?
(A) Share Price Index of Tokyo Share Market
(B) Name of Japanese Central Bank
(C) Japanese name of Country�s Planning Commission
(D) Foreign Exchange Market of Japan
Ans: (A)
35. Which statement is correct for Indian Planning Commission ?
(A) It is not defined in Indian Constitution
(B) Members and vice-chairman of it do not have fixed working duration
(C) Members do not require any minimum education
(D) All of these
Ans: (D)
36. Which State of the following has adopted VAT (Value Added Tax) w.e.f. January 1, 2007 ?
(A) Tamil Nadu
(B) Uttar Pradesh
(C) Gujarat
(D) Goa
Ans: (A)
37. Service Tax revenue collection for 2007�08 (Budget estimates) was proposed at Rs. 50,200 crore but the revised estimates remained at�
(A) Rs. 50,603 crore
(B) Rs. 52,603 crore
(C) Rs. 64,460 crore
(D) Rs. 64,640 crore
Ans: (A)
38. NABARD was established on the recommendation of�
 (A) Public Account Committee
(B) Shivaraman Committee
(C) Narsimham Committee
(D) None of these
Ans: (B)
39. Sampurna Gramin Rojgar Yojana has been launched from�
(A) 1st April, 2001
(B) 25th Sept., 2001
(C) 30th Sept., 2001
(D) No scheme of such title has yet launched
Ans: (B)
40. Which company is providing mobile service with name �Cell one� to the consumers ?
(A) MTNL
(B) BSNL
(C) Reliance Infocom
(D) Bharti Tele
Ans: (B)
41. VAT is imposed�
(A) Directly on consumer
(B) On final stage of production
(C) On first stage of production
(D) On all stages between production and final sale
Ans: (D)
42. The newly elevated person as Joint Chairman�cum�Managing Director of National Aviation Company of India Ltd. (NACIL) is�
 (A) S. Sridhar
(B) Viswapati Trivedi
(C) Rajiv Chandrashekhar
(D) Venugopal Dhoot
Ans: (B)
43. Kutir Jyoti scheme is associated with�
(A) Promoting cottage industry in villages
(B) Promoting employment among rural unemployed youth
(C) Providing electricity to rural families living below the poverty line
(D) All of these
Ans: (C)
44. Novelis has been acquired and merged with�
 (A) Tata Steels
(B) SAIL
(C) HINDALCO
(D) Jindal Steels
Ans: (C)
45. OTCEI is�
(A) Atomic Submarine of China
(B) Economic policy of USA
(C) An Indian Share Market
(D) A defence research organisation
Ans: (C)
46. The New Chairman of SEBI (Securities and Exchange Board of India) is�
(A) M. Damodaran
(B) C. B. Bhave
(C) Venugopal Dhoot
(D) Sunil K. Munjal
Ans: (B)
47. Gross Budgetary Support (GBS) for 2008�09 as per document of 11th plan stands at Rs. 2,28,725 crore but in budget proposals for 2008�09 it has been raised to�
 (A) Rs. 2,23,386 crore
(B) Rs. 2,43,386 crore
(C) Rs. 2,63,386 crore
(D) Rs. 28,456 crore
Ans: (B)
48. The base of Consumer Price Index for Industrial Workers is being shifted from 1982 to�
(A) 1995
(B) 1998
(C) 2000
(D) 2001
Ans: (D)
49. In Budget proposals for 2008�09, which of the following gives 24% contribution in revenue collection of union government ?
(A) Income Tax
(B) Excise
(C) Corporation Tax
(D) Non-tax Revenue
Ans: (C)
50. The base year of present Consumer Price Index (CPI) for Urban Non-Manual Employees (CPI�UNME) is�
(A) 1980-81
(B) 1981-81
(C) 1982-83
(D) 1984-85
Ans: (D)
51. CAPART is related with�
 (A) Assisting and evaluating rural welfare programmes
(B) Computer hardware
(C) Consultant service of export promotion
(D) Controlling pollution in big industries
Ans: (A)
52. Note issuing deptt. of RBI should always possess the minimum gold stock of worth�
 (A) Rs. 85 crore
(B) Rs. 115 crore
(C) Rs. 200 crore
(D) None of these
Ans: (B)
53. Which of the following does not grant any tax rebate ?
 (A) National Saving Certificate
(B) Indira Vikas Patra
(C) National Saving Scheme
(D) Public Providend Fund
Ans: (B)
54. Ad hoc Treasury Bill System of meeting budget deficit in India was abolished on�
(A) 31 March, 1997
(B) 31 March, 1996
(C) 1 April, 1992
(D) 1 April, 1995
Ans: (A)
55. SEBI was established in�
(A) 1993
(B) 1992
(C) 1988
(D) 1990
Ans: (C)
56. The working of SEBI includes�
(A) To regulate the dealings of share market
(B) To check the foul dealings in share market
(C) To control the inside trading of shares
(D) All of these
Ans: (D)
57. The �Ad hoc Treasury Bill System� of meeting budget deficit in India was replaced by �Ways and Means Advances System� which has come into force on�
(A) March 31, 1997
(B) April 1, 1996
(C) April 1, 1997
(D) None of these
Ans: (C)
58. Fiscal deficit as a percentage of GDP was 4�0% in 2004�05 which sliped down in 2008�09 (Budget Estimates) to�
(A) 3.2%
(B) 2.8%
(C) 2.5%
(D) 2.1%
Ans: (C)
59. According to the Economic Survey 2007�08 during the period April 3, 2007 and February 6, 2008 Indian rupee appreciated against US dollar by�
 (A) 5.6%
(B) 6.8%
(C) 8.9%
(D) 9.3%
Ans: (C)
60. Which statement of the following is true for IMF ?
 (A) It is not an agency of UNO
(B) It can grant loan to any country of the world
(C) It can grant loan to state Govt. of a country
(D) It grants loan only to member nations
Ans: (D)
61. For 2006-07, agriculture growth rate has been estimated at�
(A) 3.8%
(B) 5.9%
(C) 0.0%
(D) 6.3%
Ans: (A)
62. Which of the following is public sector organisation ?
(1) FCI Food Corporation of India
(2) FCI Fertilizer Corporation of India
(3) Cotton Corporation of India
(4) Jute Corporation of India
(A) Only 1 and 2
(B) Only 2, 3
(C) Only 3, 4
(D) All of these
Ans: (D)
63. Which day has been declared as �Balika Diwas� (Girl Day) by the Ministry of Woman and Children Development ?
(A) April 5, every year
(B) July 9, every year
(C) October 9, every year
(D) December 9, every year
Ans: (D)
64. For RIDF-XIII, allocation in Union Budget 2006-07 was�
 (A) Rs. 4500 crore
(B) Rs. 5500 crore
(C) Rs. 10000 crore
(D) Rs. 12000 crore
Ans: (D)
65. The birth rate and death rate for the year 2006 have been estimated as�
(A) 26.2 and 8.1 per thousand respectively
(B) 24.8 and 8.0 per thousand respectively
(C) 23.8 and 7.6 per thousand respectively
(D) 23.5 and 7.5 per thousand respectively
Ans: (D)
66. Central Issue price of foodgrains under TPDS includes price for BPL and APL (below poverty line and above poverty line). What is the difference between the two ?
(A) Price for APL is double of BPL price
(B) Price for BPL is one-third of APL price
(C) Difference of Rs. 500 per Qt.
(D) Difference of Rs. 250 per Qt.
Ans: (A)
67. What growth target government has estimated for the domestic crude production for the 11th Plan (2007�12) ?(A) 42%
(B) 33%
(C) 29%
(D) 26%
Ans: (D)
68. Rural women can avail the benefit of Mahila Samriddhi Yojana if they open their account in�
(A) Rural Post Offices
(B) Commercial Banks
(C) Rural Development Bank
(D) Any of the above
Ans: (A)
69. Agriculture sector registered 6% growth in 2005-06 and it is estimated for year 2007-08 at�
 (A) Again 6%
(B) 4.3%
(C) 3.3%
(D) 2.6%
Ans: (D)
70. As per the second advanced estimates of Agricultural Production for the year 2007-08 released by the Ministry of Agriculture, Kharif production has been estimated at�
 (A) 110.52 Million Tonnes
(B) 112.24 Million Tonnes
(C) 114.42 Million Tonnes
(D) 115.9 Million Tonnes
Ans: (D)
71. Mistry Committee in its final report recommends full capital account convertibility by�
(A) 2008 end
(B) 2009 end
(C) 2010 end
(D) 2011 end
Ans: (A)
72. Which committee recommended tax on Agriculture Holdings ?
(A) Bhootlingam Committee
(B) Wanchoo Committee
(C) Raj Committee
(D) None of these
Ans: (d)
73. The Present Service Tax rate as proposed in Union Budget 2008-09 is�
(A) 8%
(B) 9%
(C) 10%
(D) 12%
Ans: (D)
74. The cause of deflation is�
 (A) Lack of goods and services as compared to money supply
(B) Lack of imports as compared to exports
(C) Lack of money supply as compared to supply of goods and services
(D) None of these
Ans: (C)
75. Which of the following is a better measure of economic development ?
(A) Employment
(B) Size of exports
(C) Rural consumption
(D) National Income
Ans: (D)
76. Which bank in India performs duties of Central Bank ?
(A) Central Bank of India
(B) State Bank of India
(C) Reserve Bank of India
(D) Above (A) and (B)
Ans: (C)
77. Out of one Rupee expenditure, how much paise have been allotted for subsidy in 2008-09 budget proposals?
(A) 12 Paise
(B) 10 Paise
(C) 8 Paise
(D) 7 Paise
Ans: (C)
78. �India Brand Equity Fund� was established in�
 (A) 1996
(B) 1997
(C) 1995
(D) 1992
Ans: (A)
79. Mixed Economy means�
 (A) Co-existence of small and large industries
(B) Promoting both Agriculture and Industries in the economy
(C) Co-existence of public and private sectors
(D) Co-existence of rich and poor
Ans: (C)
80. Ministry of HRD has announced to hike FDI limit in Education to�
(A) 65%
(B) 70%
(C) 75%
(D) 100%
Ans: (D)
81. �Pure Banking, Nothing Else� is a slogan raised by�
 (A) ICICI Bank
(B) HDFC Bank
(C) SBI
(D) UTI Bank
Ans: (C)
82. During 2006-07, External debt to GDP ratio in India stood at�
(A) 16.4%
(B) 17.4%
(C) 17.8%
(D) 15.8%
Ans: (A)
83. Indian State having the lowest Infant Mortality Rate is�
(A) Maharashtra
(B) Goa
(C) Gujarat
(D) Kerala
Ans: (D)
84. �Smart Money� is a term used for�
(A) Internet Banking
(B) Credit Card
(C) Cash with Bank
(D) Cash with Public
Ans: (B)
85. Which of the following has the maximum share in GSM Mobile Phone Service Market ?
(A) Vodafone (earlier Hutch)
(B) Airtel
(C) BSNL
(D) Reliance
Ans: (B)
86. The main objective of TRYSEM was�
(A) To train rural youth for self employment
(B) To train urban youth for self employment
(C) Both of the above
(D) None of these
Ans: (A)
87. The establishment of IORARC (Indian Ocean Rim Association for Regional Co-operation) was officially declared on�
 (A) March 5, 1996
(B) March 5, 1997
(C) April 1, 1997
(D) August 15, 1947
Ans: (B)
88. Inside Trading is related to�
(A) Share Market
(B) Horse racing
(C) Taxation
(D) Public Expenditure
Ans: (A)
89. The largest source of National Income in India is�
(A) Service Sector
(B) Agriculture
(C) Industrial Sector
(D) Trade Sector
Ans: (A)
90. �Public Sector� means�
 (A) Government ownership on commerce and trade
(B) Capitalist ownership on commerce and trade
(C) Private ownership on trade
(D) None of these
Ans: (A)
91. NABARD is�
(A) A bank
(B) A board
(C) A block
(D) A department
Ans: (A)
92. Indian Green Revolution is the most successful in�
 (A) Wheat and Potato
(B) Jwar and Oil Seeds
(C) Wheat and Rice
(D) Tea and Coffee
Ans: (C)
93. The period of 10th plan in India was�
(A) 2000-2005
(B) 2001-2006
(C) 2002-2007
(D) 2003-2008
Ans: (C)
94. Economic Planning is in�
 (A) Union list
(B) State list
(C) Concurrent list
(D) Not any specified list
Ans: (C)
95. Presently (from April 29, 2003) bank rate in India is�
(A) 7.0%
(B) 6.75%
(C) 6.25%
(D) 6.0%
Ans: (D)
96. Gross domestic savings as a proportion of GDP has been improving. What is the average percentage of gross domestic savings during the 10th plan ?
 (A) 26.4%
(B) 31.4%
(C) 34.8%
(D) 35.2%
Ans: (B)
97. 12th Finance Commission has recommended to merge and determine one single interest rate on various outstanding central loans to states having different interest rates. What is this recommended interest rate ?
 (A) 7.0%
(B) 7.5%
(C) 8.0%
(D) 8.5%
Ans: (B)
98. MRTP is related to�
(A) Monopoly and trade restrictions
(B) Inflation control
(C) Transport control
(D) Foreign Exchange Regulations
Ans: (A)
99. Interest Rate Policy is a part of�
 (A) Fiscal Policy
(B) Industrial Policy
(C) Monetary Policy
(D) None of these
Ans: (C)
100. The basis of determining dearness allowance to employees in India is�
(A) National Income
(B) Consumer Price Index
(C) Standard of Living
(D) Per Capita Income
Ans: (B)

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