An accident caused by an employee with an unfavorable driving history can jeopardize the financial stability of your company. Let me ask you something- Do you know FOR SURE that everyone that gets behind the wheel of your company vehicles has an acceptable driving record?
Let�s say that one of your employees has received a DWI in the last 3 years. Let�s also assume that same employee gets in a company vehicle and has an at-fault accident. He (or she) wasn�t drinking at the time of the accident, but the mere fact that you allowed them to drive your company vehicle opens up your company to a �Negligent Entrustment� lawsuit, which will more than likely NOT be covered by your auto carrier. If �Negligent Entrustment� is proven in a court, your business will be held responsible, and it will expose you as the employer to punitive damages that will not be covered under the auto policy in most instances.
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